HNB PLC, Sri Lanka’s leading private sector bank, has rolled out its Avurudu cardholder offering for March and April 2026, combining seasonal savings and flexible payment options with a broader emphasis on the everyday value, convenience, and flexibility HNB Cards bring to people. Through this year’s seasonal offers across shopping, travel, lifestyle, and day- to- day spending, the Bank is also bringing into sharper focus the idea of HNB Cards as “Happiness Cards” that make the moments, purchases, and experiences people value most, happen

This year’s offering includes discounts of up to 70% with 0% interest installment plans, and a broad range of seasonal privileges for both credit and debit cardholders across more than 300 merchant partners. The programme has been structured to support both festive priorities and larger household decisions, giving cardholders access to offers across essential as well as aspirational spending categories.

That direction reflects a wider effort by the Bank to connect its cards proposition more closely to the way people plan, spend, and celebrate. During Avurudu, spending becomes more immediate and more personal, whether for household needs, gifting, travel, dining, or home improvements. HNB’s approach this season is designed to support those decisions with a mix of savings, flexibility, and practical value.

The Avurudu offering spans a wide range of categories including supermarkets, fashion, electronics, home appliances, white goods, dining, travel and leisure, wellness, and solar energy solutions. HNB has partnered with a broad network of merchants to deliver savings on clothing, footwear, accessories, electronics, personal care, fitness products, home appliances, and festive essentials.

Flexible repayment options remain a major part of the offering. HNB cardholders can access 0% interest instalment plans of up to 48 months at selected retailers. In addition, repayment options of 3, 6, 12, 24, and 36 months are available across multiple categories, particularly for electronics, home appliances, and white goods, enabling higher-value purchases to be managed more comfortably over time.

HNB’s Vice President - Cards, Gauthami Niranjan stated, “This festive season, we are delighted to offer our customers exceptional seasonal savings and unique experiences that make the holidays special. We provide these rewards to celebrate loyalty and help our customers enjoy the festive period with added value, memorable moments, and opportunities that go beyond everyday spending. By connecting with our customers through curated experiences, we aim to share the happiness of the season and wish everyone a happy, prosperous, and memorable festive period.”

In line with its commitment to sustainability, HNB is introducing 0% interest installment plans up to 60 months on select solar energy solutions, encouraging customers to invest in renewable energy sources, reduce their electricity bills, and contribute to a greener future. This initiative aligns with HNB’s ongoing efforts to promote sustainable financial solutions and empower customers with long-term savings opportunities.

Adding a major seasonal reward, HNB is also offering HNB Visa Club Infinite credit cardholders the opportunity to stand a chance of winning a fully paid three-day tour for two to New York New Jersey, USA, to experience the FIFA World Cup Finals 2026.

Taken together, this year’s Avurudu offering reflects HNB’s continued effort to ensure its cards remain closely tied to the way people live, spend, plan, and celebrate, with greater emphasis on convenience, flexibility, and everyday value.

Image Caption - HNB’s Vice President - Cards, Gauthami Niranjan