• LKR 112Bn loan growth, up 26% YoY
• Profit Before Tax LKR 18.4Bn, up 7% YoY
• Profit After Tax of LKR 15.6Bn, up 77% YoY
• Net Stage 3 Ratio of 1.05%
• Tier I Capital Ratio of 12.76%
• Total Capital Adequacy Ratio of 16.41%
• Return on Equity of 31.33%

Nations Trust Bank PLC (NTB) reported a strong performance in the first six months ended 30th June 2026, recording a Profit After Tax (PAT) of LKR 15.6Bn.  Following a PAT of LKR 4.6Bn reported in Q1, the Bank's performance accelerated significantly in the second quarter with operations commencing 1^st May 2026, with the successful acquisition of HSBC Sri Lanka’s retail banking business, with an overall asset growth of 26% and a one-off tax credit attributing to the acquisition.

With the successful acquisition and integration of HSBC Sri Lanka's retail banking portfolio in May 2026, the Bank consolidated it’s position as the market leader in credit cards and premium retail banking services.  A continued focus on service excellence, digital transformation, and disciplined risk management contributed to NTB’s strong first-half performance.

NTB’s performance is supported by healthy asset growth, stable Net Interest Margins (NIMs) at 5.58%, and disciplined risk management resulting in a Net Stage 3 Ratio of 1.05%. Return on Equity (ROE) increased to 31.33%, reflecting the Bank's enhanced scale and earnings momentum following the acquisition.

Commenting on the results, Nations Trust Bank Director and Chief Executive Officer Hemantha Gunetilleke said, "Our strong performance in the first half of 2026 reflects the impact of a larger customer base, a stronger balance sheet and new growth opportunities. Our results also underpin the strength of our business model, our customer relationships, and our continued focus on disciplined execution across all business segments. The acquisition of HSBC's retail banking business has been a strategic milestone in our growth journey and will continue to augment the Bank’s performance, while enabling us to maintain a strong focus on serving customers across our consumer, commercial and corporate businesses."

Nations Trust Bank PLC serves customers across Consumer, Commercial and Corporate Banking segments through an extensive network of physical and digital touchpoints. The Bank remains focused on enabling customers through innovative banking solutions and advanced digital capabilities. NTB is the issuer and sole acquirer of American Express Cards in Sri Lanka and continues to hold a leading position in premium banking.