Sri Lanka’s most MSME-friendly bank, HNB PLC, once again allocated Rs. 10 million to assist entrepreneurs affected by the ongoing economic crisis as a part of its flagship ‘Oba Venuwen Api’ initiative to rebuild and revive the economy.

The initiative launched with the onset of the COVID-19 pandemic in 2020 will offer a select 100 entrepreneurs across the island Rs. 100,000 each to be used for capital requirements. HNB DGM CHRO/CTO, L. Chiranthi Cooray, HNB DGM Retail and SME Banking Sanjay Wijemanne, HNB Head of Microfinance, Vinnodh Fernando, Head of SME and Micro Finance Indravasan Kailaivasan and Head of Marketing Upul Adikari were present at a special ceremony held to distribute the funds.

“MSMEs are the backbone of the Sri Lankan economy. We have more than 500,000 entrepreneurs offering employment opportunities across various industries. It is only fair that entrepreneurs have a safety net and assistance given the hardships they have experienced, first by the pandemic and now the economic crisis. As a bank with a long history of working with MSMEs, we intend to continue supporting them in any possible way during these difficult times,” HNB DGM CHRO/CTO, L. Chiranthi Cooray said.

Notably, the bank assisted 117 microfinance customers in 2020 under the first phase and subsequently disbursed to 83 in 2021 during the second phase. Under the project’s third phase, HNB will support 100 microfinance customers this year.

The fund, established by HNB’s Sustainability Foundation, aims to drive corporate citizenship through its strategic pillars, with the Bank’s Customer Centers across the island. The foundation focuses on four strategic pillars: education, healthcare, empowering entrepreneurship and the environment.

HNB has been closely linked to the growth of Sri Lankan enterprises since its establishment. The bank was the first to enter the MSME market in the 1980s to foster growth and wealth creation in Sri Lanka’s rural economy.

HNB DGM Retail and SME Banking Sanjay Wijemanne presenting the grant to a MSME Customer P R N T M Bandara from the HNB Athurugiriya Customer Center

HNB Head of Microfinance, Vinodh Fernando presenting the grant to a MSME Customer M K A Siriwardena from the HNB Battaramulla Customer Center

Photo Captions : HNB DGM CHRO/CTO, L. Chiranthi Cooray, presenting the grant to a MSME Customer N. K. M Priyadarshani from the HNB Maharagama Customer Center, in the presence of (from right) HNB DGM Retail and SME Banking Sanjay Wijemanne and HNB Head of Microfinance, Vinodh Fernando

Sri Lanka’s most customer-friendly bank, HNB PLC, partnered with SPAR supermarkets to launch the HNB SOLO earn and burn loyalty programme for its mutual customer base.

The initiative is the first in a series of partnerships that will offer SOLO users loyalty points for each transaction, which can be redeemed at select merchant partners across the island.

 “SOLO by HNB is a convenient payment solution that provides contactless payments at all SPAR Supermarket outlets. We believe the SOLO Loyalty partnership with SPAR Supermarkets will create greater awareness on QR payments and pave the way for contactless payments to take centre stage within the retail industry,” HNB AGM – Digital Business Chammika Weerasinghe said.

Customers using the SOLO app that has linked a HNB savings or current account to complete their payments at any SPAR supermarket outlet across the island will be eligible to earn one loyalty point for every Rs.100- spent on groceries and other items. Each point is equivalent to Rs.1- and can be redeemed anytime at the customer’s convenience. Loyalty points can be earned by simply linking any HNB Current or Savings Account.

“We are delighted to be working with HNB to offer our customers a loyalty programme that is useful when making their monthly purchases from us. We hope our loyal customers will use this opportunity to earn and redeem points at any of our outlets,” SPAR Supermarkets CEO – Kumar De Silva said.

Moreover, HNB introduced the Dynamic QR (Quick Response) Code, which is unique QR code generated for each transaction, to facilitate a convenient digital payment option for customers and vendors.

The new tech eliminates the need to manually enter the payment value, increasing customer convenience and avoiding errors. This allows customers using an app linked with the LANKAQR initiative to make purchases at stores by simply scanning the Dynamic QR code, which appears on the display screen on the Point of Sale (POS) machine.

HNB also supported CBSL initiatives to promote cashless QR-code-based payments as the standard for mobile phones and digital payments countrywide, moving toward a cashless and digitally-savvy Sri Lanka. The Bank’s user-friendly digital payment app and e-wallet, HNB SOLO, is linked with the LANKAQR platform.

Photo Caption: HNB AGM – Digital Business Chammika Weerasinghe (third from left) with SPAR Supermarkets Chief Executive Officer Kumar De Silva (third from right) at the launch of HNB SOLO Loyalty Programme, together with SPAR Supermarkets Senior Manager- Finance Pasan De Silva, HNB SOLO Promotions and Activations, Reeza Jaleel, SPAR Supermarkets Head of Finance Upul Weerarathna and SPAR Supermarkets Thalawathugoda Retail Manager Lakshitha Dissanayaka

Sri Lanka’s leading private sector bank, Hatton National Bank PLC has once again joined hands with the National Chamber of Exporters of Sri Lanka (NCE) as the exclusive banking partner for the year 2022-2023. This is a monumental year for NCE as it hosts its 30th Export Awards ceremony under the theme, “Recognizing, Inspiring and Strengthening” and HNB is delighted to be a part of their success story.

NCE is a prominent office that offers various services ranging from issuance of specialized certificates, various trade related documentation, conducting training programmes and workshops, including representation of Exporters in discussions and meetings held with relevant Government bodies.

The present economic crisis that has unfolded in Sri Lanka is unprecedented in nature; the depletion of its foreign currency reserves is one of the most crucial factors that needs resolving. Having understood the importance of contributing to the growth of the Export industry early on, Hatton National Bank PLC attempted to create opportunities that would enable the export sector to confidently venture in to the global space and showcase their vast potential. Being an early adopter of this change in direction facilitated HNB to broaden its reach countrywide and grow its market share notably over 2021.

The resilience of export businesses this year alone is outstanding as the export sector continues to showcase its immense potential and this is evident in the growth we have witnessed thus far with YTD exports of the country increasing by USD 815m to a resounding USD 6,514m – a 14% YoY growth!

Sri Lanka has the resources required to move into the global market. Creating a way to showcase Sri Lankan Export Products and Services, including Service Providers to Exporters, is key in creating awareness among prospective buyers and consumers, regarding the range of Products and Services offerings of the Country.

To this end, in addition to the traditional export related initiatives, HNB also offers Sri Lanka’s first digital overseas export market opportunities for B2B customers. Cord360.com is an online marketing platform that provides exporters support in key areas such as finance, logistics, packaging and market access through www.cord360.com. The platform streamlines the process and costs involved in particularly linking and negotiating trade with foreign buyers, benefitting especially small and medium enterprises (SMEs), who face greater challenges in such activities. Our digital products also include ERP solutions at affordable rates with e-commerce and payment gateway solutions for B2C businesses.

These partnerships have been created with one goal in mind, to highlight the resource-rich offerings of Sri Lanka, and promote the country as an Export Hub, driven by Innovative Products and Services that eventually attracts Foreign Direct Investments related to Export oriented manufacturers and service providers.

Trade is a highly skilled and specialized area which requires in-depth technical knowledge and skills to effectively/efficiently deal with global supply chains. HNB’s global connectivity through the 900+ correspondent banking relationships, that include top tier banks in the world, provides us the dynamic to be a true Partner in Progress in all our customers’ international trade requirements.

Notably, a key ingredient in HNB’s advanced capabilities is its team of highly experienced and qualified professionals that drive its International Trade Services department. HNB has the largest pool of Certified Documentary Credit Specialists among banks in Sri Lanka.  These highly skilled individuals combine innovative technology with unmatched technical expertise in order to provide simple, user-friendly solutions even for complex transactions, risk mitigation and trade finance, encapsulating the end-to-end process of a trade transaction, leading to greater confidence amongst customers.

HNB’s Centralized International Trade Services Department is located in at Janadhipathi Mawatha, Colombo 01, in close proximity to the Central Bank of Sri Lanka, the Import and Export Control Department, Sri Lanka Customs, Shipping and Logistics providers and other regulatory and statutory authorities. This access provides the utmost in convenience to customers seeking to complete import or export documentation within the shortest possible time-frame.

As a solution provider, HNB aspires to be the preferred bank for the discerning export community that brings valuable foreign exchange to the country. In alignment with Government and Central Bank initiatives to facilitate growth in export industries, HNB as a domestic systemically important bank (D-SIB) has launched many attractive offerings to support businesses that create value, both in terms of providing financial assistance and non-financial guidance and this key strategic partnership is one of many initiatives that HNB is planning to offer to deserving export customers to benefit the country.

Photo Caption: (from left) HNB Trade Specialist, Hasanthi De Silva, NCE Secretary- General/CEO, Shiham Marikar, HNB Deputy General Manager – Wholesale Banking Group, Damith Pallewatte and HNB Head of Trade, Rozanne De Almeida at the signing ceremony

In an effort to lower the cost of transportation and reduce fuel consumption while improving the organisation’s carbon footprint, Sri Lanka’s leading private sector bank HNB PLC recently introduced a ‘rideshare’ group for its employees.

An extension of the HNB’s flagship ‘Walk the Talk’ campaign, the initiative has aided the Bank in reducing its carbon footprint significantly this year with employees opting for eco-friendly modes of transportation. Close to 400 HNB employees have joined the WhatsApp Group, either seeking or offering their colleagues rides to the office.

“Given the fuel crisis faced by Sri Lanka and the challenges many of our employees faced in reaching office or other destinations, we introduced several alternative modes of travelling including cycling. Since the group was launched on WhatsApp, we have seen a substantial increase in the number of employees who have joined us in taking eco-friendly and economical modes of transportation.

“Today, we are proud of our initiative because, as the saying goes, ‘small efforts yield significant results’. This initiative is not just helpful in reducing carbon emissions and traffic. It also strengthens the bonds between colleagues who share their ride to the office. We plan on organising such programs to promote sustainable modes of transportation,” HNB DGM -CHRO/CTO L. Chiranthi Cooray said.

Notably, the bank also took measures to offer bicycles at discounted rates of up to 20% through HNB SOLO for employees who wished to cycle to work. Recently, HNB also partnered with three private banks, Sampath Bank, Nations Trust Bank, and DFCC Bank, to promote cycling as a more sustainable mode of commuting to work.

HNB’s ‘Walk the Talk’ campaign encourages employees to choose a healthier, more sustainable way of life and an environmentally friendly commute while minimising their potential carbon footprint and reducing fuel consumption.

Photo Captions : HNB employees who have made use of the ride sharing group launched by HNB  

Extending banking facilities to satisfy growing customer demand, Sri Lanka’s leading private sector bank, HNB PLC, ceremonially opened the doors of its new state-of-the-art customer centre at No.65 Main Street Battaramulla.

Relocated from Thalangama, the new customer centre will cater to the growing needs of businesses and residents in the area. The customer centre was inaugurated by HNB Deputy General Manager- Retail and SME Banking Sanjay Wijemanne, former HNB Director Dr. Rohan Karunarathne, HNB Assistant General Manager- Network Management and Business Development Supun Dias, HNB Assistant General Manager- Operations Sivarajah Nandakumar, HNB Assistant General Manager Servicers Indrajith Senadhira, HNB Regional Business Head- Greater Colombo Vathulan Ganeshan and senior bank representatives.

 “Given the importance of Battaramulla as a business hub and influential residential areas, we thought it timely that we relocate to a new facility to offer premium services to this growing customer base in retail, corporate and SME businesses in pursuing  their dreams and goals. As such, we invite our existing customer base and others in the vicinity to visit us for any of their banking needs and requirements,” HNB Deputy General Manager- Retail and SME Banking Sanjay Wijemanne said, speaking of the special relationships the customer center has maintained with emerging businesses and retail customers in the area for many years.

The bank’s new spacious premises has been redesigned to simplify customer experiences with quick transactions, paving the way to connect with the bank staff. The state-of-the-art customer centre designed to offer customers in and around Battaramulla a new paradigm in banking services will be open for business every weekday from 9 a.m to 3 p.m.

The newly located Battaramulla customer centre is a visual testimony of HNB’s inimitable acumen, transformation strategy and evolving brand identity. The bank has taken bold steps to enhance the operating model of the customer center that has been carefully crafted and designed.

The look and feel of the customer center has changed, to support processes that flow through the new branding model, supported by well-trained, committed staff. The new concept focuses primarily on customers ushering them to enjoy the convenience that HNB offers. There are experimental zones, lounges and sitting areas, self-help kiosks and digital screens powered by speed and simple systems.

HNB aims to provide, zero lag time and downtime, and a floor walker and queue manager to ensure every customer receive information, service they seek in an agile, simple manner.

Strengthening its presence in the area, HNB also offers the thriving business community, convenient and digitally enhanced banking services through various digital platforms such as HNB Payfast, HNB MOMO, HNB SOLO, HNB Digital Banking and a variety of digitally enabled payment gateways.

HNB Deputy General Manager- Retail and SME Banking Sanjay Wijemanne, accepting the first deposit from P U J S Fernando. HNB Assistant General Manager, Network Management and Business Development Supun Dias HNB Regional Business Head- Greater Colombo, Vathulan Ganeshan and Battaramulla HNB Customer Centre Manager, Suchintha Siriwardana all so in the picture.

Photo Captions : HNB Deputy General Manager- Retail and SME Banking Sanjay Wijemanne, at the opening ceremony of the new Customer Centre with HNB Assistant General Manager, Network Management and Business Development Supun Dias, HNB Assistant General Manager Servicers Indrajith Senadhira HNB Assistant General Manager. Operations Sivarajah Nandakumar and Battaramulla HNB Customer Centre Manager, Suchintha Siriwardana

• Partnership to offer local SMEs access to Hong Kong, Dubai and Singapore markets
• Accessing equity infusion options
• Assist SMEs in incorporating their companies in new markets

Marking a new benchmark in the SME sector, Sri Lanka’s leading private sector bank HNB PLC, partnered with Eqwtay (HK) Ltd. to offer local business equity funding facilities and access to new market places in Hong Kong, Dubai and Singapore.

The partnership will ensure HNB SME customers can seamlessly integrate and access new markets with the support of Eqwaty. HNB DGM Retail & SME Banking, Sanjay Wijemanna and Eqwaty Chairman, Saliya Weerakoon were at a special ceremony to sign the MoU at HNB Towers.

“Over the span of more than 30 years, HNB has played a pivotal role in encouraging entrepreneurs to expand their operations and investments in foreign nations. We are pleased to announce that this partnership will strengthen the nation’s export economy and further accelerate growth. Therefore, we encourage entrepreneurs to make use of this golden opportunity to grow their businesses,” HNB DGM Retail and SME Banking, Sanjay Wijemanna said.

The partnership will give Sri Lankan SMEs the necessary support to incorporate their businesses overseas. Moreover, select SMEs will be provided with equity investments while ensuring a convenient and seamless market experience.

“We are delighted to be working with HNB, a bank with a long history of supporting SMEs in Sri Lanka. With this partnership, we hope to offer our facilities and services to grow local businesses and strengthen exporters,” Eqwtay Chairman, Saliya Weerakoon said.

Additionally, businesses will receive the necessary support to obtain trade licenses from the government, receive guidance on corporate structure and transfer pricing procedures from local business experts, maintain a banking account in any of the top 12 international currencies, and assistance in obtaining credit facilities.

Furthermore, potential SMEs will be identified for equity investments and possible investment deals.

Businesses will also be supported in providing annual audits, tax returns, and advisories on obtaining zero-tax benefits. Eqwtay will provide HNB SMEs with value additions, including managing the business’s ‘virtual office’.

Eqwtay (HK) is a well-known private limited company registered and primarily functions as an investment consulting firm that invests in equity and an export promoter that links companies with buyers that operate in Hong Kong.

Photo Caption: HNB Deputy General Manager- Retail & SME Banking, Sanjay Wijemanne (fourth from left) exchanging the MOU with Eqwaty Chairman, Saliya Weerakoon (third from right) in the presence of (from left) HNB Undergraduate Trainee, Nethmini Morawaggoda, HNB Head of SME Products and Partnerships, Niluka Amarasinghe, HNB Assistant General Manager- SME, K. Indravasan, Eqwtay Chief Executive Officer, Ranil Dias and HNB Undergraduate Trainee, Dasuni Basnayake.

Establishing its presence as a global digital payment solutions provider, Sri Lanka’s leading Merchant Acquiring bank, HNB PLC, signed on as Internet Payment Gateway Provider for the national carrier, Sri Lankan Airlines.

The airline joins the most extensive portfolio of local merchants with access to enhanced e-commerce functionalities with the ability to offer customers seamless, robust and secure payment experiences via HNB’s integrated e-Commerce payment management service CyberSource.

HNB Deputy General Manager – Retail & SME Banking, Sanjay Wijemanne and Sri Lankan Airline’s Chief Executive Officer, Richard Nuttall were present at a special ceremony to mark the occasion.

“Since its launch in Sri Lanka, CyberSource has become the backbone of some of the largest e-commerce platforms and businesses, strengthening their presence across digital platforms. Over the recent past, we have witnessed a growing number of enterprises signing up for the facility strengthening the digital revolution and gaining speed in the country. Given our success in the local market, we are now venturing into the global market, and we are honoured to have done so with the country’s global travel partner Sri Lankan Airlines,” HNB Deputy General Manager - Retail & SME Banking Sanjay Wijemanne said.

Interconnected to SL Airline’s very own Internet Booking Engine (IBE), Plus-Grade, Charika App, IVR & Holidays, CyberSource will facilitate transactions and reimbursements in multiple currencies across the airline’s mobile and online portlets. HNB payment gateway is also facilitated with industry prominent secure payment acceptance with EMV 3D secure.

Moreover, HNB will offer access to the CyberSource Decision Manager, a fully-fledged fraud management system, to screen all e-commerce transactions and mitigate possible fraud.

HNB is keen on working hand in hand with Sri Lankan Airlines to strengthen the partnership by extending the advanced digital solutions currently in possession by the bank. Further, HNB is also planning to change the traditional means of accepting transactions by promoting digitalized e-commerce solutions to the industry whilst driving the digital initiative of the country.

Caption: HNB e-Commerce Solutions - Relationship Officers, Shehan Felsianes and Dilshan Fonseka, HNB Product Head - Merchant Services & Digital Pay Products, Gayan Gunawardane, HNB Head of Acquiring & Digital Payment Solutions, Zacky Ahmed, MS & A Director - Visa Sri Lanka & Maldives, Nalin Dissanayake, HNB Head of Cards,  Gauthami Niranjan, HNB Deputy General Manager - Retail & SME Banking, Sanjay Wijemanne, SLA Chief Executive Officer, Richard Nuttall, SLA Head of Worldwide Sales & Distribution, Dimuthu Tennakoon, SLA Group Head of IT - Chamara Perera, SLA Manager - IT Passenger Services & Cargo Systems, Priyanga Weeraratne, SLA Senior Manager - Commercial Services & Support, Conrad Reshantha, SLA Manager - eBusiness Development, Bimali Malalasekara

As the national carrier, SriLankan Airlines is proud to partner with local banks, Bank of Ceylon (BOC) and Hatton National Bank (HNB) for new internet payment gateway solutions for Visa and Mastercard payments. The newly integrated payment gateways will provide a superior user experience with greater payment options, convenience and security for customers purchasing air tickets and other value-added services from the SriLankan Airlines’ website using their Visa or Mastercard.

SriLankan’s upgraded Visa and Mastercard payment gateway system powered by BOC and HNB, allows customers the option of paying in their preferred currency out of 42 global currencies. Customers are also guaranteed a secure transaction due to the advanced fraud management capabilities built-in to the system by HNB-CyberSource ‘Decision Manager’ tool.

The added convenience and security measures are expected to encourage customers to opt for purchasing air tickets and value-added services from the SriLankan website over brick-and-mortar channels. Further, purchasing directly from the airline’s website brings about other, often unique, benefits to customers. This includes benefits such as site-exclusive deals; a lowest fare guarantee; zero service charges; and the ability to make the first date change and cancel tickets 24 hours before departure at no cost.

Conrad Reshantha, Senior Manager Commercial Services & Support of SriLankan Airlines, stated, “The future of airline bookings will largely be contained to the digital sphere as more individuals migrate from traditional to online channels, given the clear advantages of the latter. The SriLankan Airlines’ online booking channel is cutting-edge and optimized to provide users an effortless experience and the means to book any ancillary service that they require to supplement their air travel including neighbor free or extra legroom seats, excess baggage, special meals and travel insurance.”

“We believe that these new partnerships will pave the way to foster customer confidence in using the SriLankan Airlines’ website, and in time, increase patronage of the channel. As online sales take precedence, the airline is determined to enhance the customers’ digital experience and flexibility by consistently investing in developing and promoting the channel as a priority,” added Dimuthu Tennakoon, Head of Worldwide Sales & Distribution of SriLankan Airlines.

Efforts are underway to extend the new Visa and Mastercard payment gateways to other platforms that entail digital sales such as the call centre and mobile app of the airline and websites of SriLankan Aviation College and SriLankan Holidays. The airline is further working on introducing payment options such as China’s UnionPay and Japan’s JCB in the near future.

The SriLankan website currently accepts American Express; Discover; and Diners Club cards in addition to Visa and Mastercard payments. Customers may also pay with digital wallets Alipay and WeChat and online banking option, POLi.

For more information, and fast and easy bookings visit www.srilankan.com

Further extending its commitment to eco-friendly and cost-effective modes of transportation, Sri Lanka’s leading private sector bank HNB PLC, partnered with private sector banks Sampath Bank, Nations Trust Bank and DFCC Bank to promote cycling as a more sustainable mode of commuting to work.

The bankers organised a cycle ride parade for their employees recently, commencing from DFCC customer center in Colombo 3. Cyclists breezed through their 25km journey from the starting point, through R. A De Mel Mawatha and rode to the Dehiwela Railway Station and returned to the starting Point via Marine Drive.

“We are very excited to continue cycling and bring the industry together to promote sustainable lifestyles, health and fitness among our staff and unite for common causes in friendship and camaraderie,” Deputy General Manager, Chief Human Resource Officer/ Chief Transformation Officer, L Chiranthi Cooray said.

The initiative, is an extension to HNB’s own eco-friendly commuting campaign ‘Walk the Talk’ held each year. The bank has successfully promoted walking and carpooling as low-cost modes of transportation. Notably, earlier this year, HNB encouraged its employees to take up cycling on World Bicycle Day, in response to the fuel crisis experienced in the country at the time. The Bank also took extra measures to offer bicycles at discounted rates of up to 20% through HNB SOLO for employees who wished to cycle to work.

Launched in 2018 , Walk the Talk encouraged employees to choose a healthier, more sustainable way of life and an environmentally friendly commute while minimising the potential carbon footprint and cutting down on fuel consumption.

Photo Caption: HNB team that participated in the cycle parade

• Zero joining fees and first year annual fee waived off
• Includes free supplementary cards
• Zero interest 12-month installment plans on school fee payments to Ladies’ College
• Zero interest 12-month installment plans on hospital, education & insurance till 31st March 2023
• Installment schemes up-to 60 months
• Discounts up to 25% with leading supermarket chains
• Complimentary overseas travel & health insurance cover

Sri Lanka’s best and largest private sector retail bank, HNB, announced the launch of its Affinity Credit Card for the Ladies’ College Old Girls’ Association (OGA).

Top officials from HNB’s senior management team including HNB Chairperson, Aruni Goonetilleke, HNB DGM-Retail & SME Banking, Sanjay Wijemanne, HNB DGM/Chief Human Resources Officer/Chief Transformation Officer, L.Chiranthi Cooray, HNB Head of Cards, Gauthami Niranjan, and HNB Senior Manager – Colpetty Branch, Sammudika Mendis attended a special launch event hosted at Ladies’ College.

They were joined by Ladies’ College Principal, Deepika Dassenaike, Ladies’ College OGA President, Roshanara Page and OGA Committee Member, Amali David.

“For generations, Ladies’ College Colombo has nurtured and empowered generations of Sri Lankan women, and produced some of our most accomplished women leaders, from Olympians to entrepreneurs, authors, scientists and social leaders. HNB is proud to join in partnership with the OGA in order to provide exclusive benefits to its esteemed membership,” HNB DGM-Retail & SME Banking, Sanjay Wijemanne stated.

All OGA members can look forward to giving back to school with this great initiative, as a percentage is contributed to school every time the card is swiped.

The new card comes packed with a wide variety of special benefits and features, including zero joining fees and a complete waiver on the first year of annual fees for the card, together with a host of other exclusive offers.

These include 0% interest 12-month installment plans on all payments of school fees to Ladies’ College as well as complimentary overseas travel & health insurance cover. Additionally, HNB is also offering 0% interest 12-months installment plan on any hospital, education, and insurance payments till 31st March 2023 as well as discounts of up-to 25% off from leading supermarket chains and installment schemes of up-to 60 months from HNB’s extensive partner merchant network island-wide.

With 254 customer centres across the country, HNB is one of Sri Lanka’s largest, most technologically-innovative banks, having won local and global recognition for its efforts to drive forward a new paradigm in digital banking. HNB has a national rating of AA- (lka) by Fitch Ratings (Lanka) Ltd. The bank was also ranked among the World Top 1,000 Banks list compiled by the prestigious UK-based Banker Magazine for six consecutive years, and was also ranked as Sri Lanka’s Best Retail Bank for the 12th year at the prestigious International Excellence in Retail Financial Services Awards 2022 hosted by the Asian Banker Magazine.

Photo Caption: HNB Chairperson Aruni Goonetilleke (center) presenting the new Affinity card to Ladies’ College Principal, Deepika Dassenaike in the presence of (from left) HNB Head of Cards, Gauthami Niranjan, HNB DGM/Chief Human Resources Officer/Chief Transformation Officer, L Chiranthi Cooray, HNB DGM-Retail & SME Banking, Sanjay Wijemanne, Ladies’ College OGA President, Roshanara Page and Ladies’ College OGA Committee Member, Amali David,