Photo Caption: (Left to Right) Sherin Cader - Chairperson, Hemantha Gunetilleke - Director / Chief Executive Officer
Loan growth of Rs. 155 b, up 36% YoY
Profit After Tax of Rs. 20 b, up 34% YoY
Net Stage 3 Ratio of 0.72%
Tier I Capital Ratio of 12.80%
Total Capital Adequacy Ratio of 16.17%
Return on Equity of 26.11%
Nations Trust Bank PLC (NTB) recorded a strong financial performance for the nine months ended 30th September 2026, supported by sustained growth across its key business segments and continued earnings momentum. The Bank recorded a Profit After Tax (PAT) of Rs 20 b, while maintaining healthy asset growth and a strong balance sheet during the period.
The Bank continued to build on its performance through a focus on growing its Consumer, Commercial and Corporate Banking businesses, while building service excellence, advancing its digital capabilities and exercising disciplined risk management. This approach enabled NTB to sustain growth while maintaining the quality and resilience of its portfolio.
NTB’s performance was supported by healthy asset growth, stable Net Interest Margins (NIMs) of 5.40%, and disciplined risk management, resulting in a Net Stage 3 Ratio of 0.72%. Return on Equity (ROE) stood at 26.11%, reflecting the Bank’s continued earnings momentum and effective deployment of capital.
Total income grew by 14% during the quarter, partly offset by costs associated with the acquisition of HSBC Sri Lanka’s retail banking portfolio, and Day 1 provisions on the acquired portfolio.
Commenting on the results, Nations Trust Bank Director and Chief Executive Officer, Hemantha Gunetilleke said, “The strong performance that NTB has delivered during the first nine months of 2026 reflects the continued momentum across our businesses and our focus on sustainable growth. We have maintained a clear commitment to strengthening customer relationships and service excellence. As we move into the final quarter of the year, we intend to build on this progress and deliver long-term value for our customers and other stakeholders.”
Nations Trust Bank PLC serves customers across Consumer, Commercial and Corporate Banking segments through an extensive network of physical and digital touchpoints. The Bank remains focused on enabling customers through innovative banking solutions and advanced digital capabilities. NTB is the issuer and sole acquirer of American Express Cards in Sri Lanka and continues to hold a leading position in premium banking.
